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Citi Simplicity® Card

simplcicity card
simplcicity card

No late charges as well as a Minimal Intro RATE on acquisitions and balance moves

to become easy is usually to be excellent.Here Is The only card Without Late-Fees, No Fee Charge with No Annual Charge – Actually. Present it a connect with discover what the Citi Simplicity® Card can perform foryou.

1Pricing & Information

Citi Simplicity® Card

Citi Simplicity(R) Card - Easy Credit Card Balance Transfers

Apply by Phone: 1-800-492-2127
TTY: Use Relay Support

find out more about the advantages that are included with the Citi Simplicity® Card, the sole credit card without any late charges, no punishment price with no yearly payment – previously.1

percent Intro RATE on acquisitions and balance transfers for 21 weeks; next the variable RATE is likely to be 13.49% – 23.49%, predicated on your creditworthiness.1

Balance Transfer Charge: Often $5 or 3% of the quantity of each charge card balance-transfer, whatever is better.1

Save time, merely say “consultant” once you contact, to savor fast personal support.

No Annual CostINCH


Citi Value Rewind
Did you receive the cheapest cost on your own Citi® card purchase? Let’s figure out. When the same product is located in a discounted within 60 times of the original purchase time, you could possibly get the variation between your cost you settled as well as the discounted observed by Citi Value Rewind. Citi Value Rewind does that hardwork foryou.


Citi® Identitytheft Options
IdentityTheft sometimes happens to anybody. If it occurs for your requirements, Citi® Identitytheft Alternatives will help you solve the situation and obtain your daily life back on course. We help you with determining affected records, processing police stories and using measures to truly get your superior label and excellent credit back.

Travel Security

EMV Chip Technology
Appreciate worldwide endorsement and enhanced security by using your charge card at retailers that use processor allowed devices to simply accept your fee.

Global Car Rental Insurance
be much more assured in the rental-car table — you may well be lined against robbery or harm to a rental-car once you purchase your rental along with your Citi card and drop the rental company’s crash damage/injury insurance.

Travel & Emergency Help
if you want support before or within a journey, solutions can be found 24/7 for disaster travel preparations, journey troubles, medical and authorized recommendations and even more. You won’t need to struggle to locate solutions close-to where you are or be worried about seeking support once you don’t talk the terminology. Recommendations or support reaches nocost, however you will purchase the solutions you employ.

Purchase Protection

Expands the manufacturer’s guarantee in order to experience well informed once you go shopping along with your Citi card.

$0 Obligation on Unauthorized Fees
You Are fully secured against unauthorized expenses on your own consideration. At Citi, you’ll not result in a cost that you just didn’t approve, online or elsewhere.


24/7 Customer Care
Concerns about your Citi® card bill? Only contact the quantity about the back of the bank card. Only say ‘consultant’ to gain access to rapidly, live support from the helpful Customer Care representative able to assist with just about any part of your cardmembership (including specialized support) ––24 hours aday, 365 times annually.

Automatic Account Signals
Signals preserve you advised and anxiety-free. When you have create signals, we will tell you about your equilibrium quantities, funds due, or when you look at your borrowing limit, by mail or entirely on your cellular phone.

Select your Payment Deadline
Decide To spend your statement on any accessible deadline initially, heart or end-of the month. Take pleasure in the freedom of spending your whole harmony or perhaps the minimal fee due monthly.


  1. Be prepared and willing to explain why you can’t make your payment. “I don’t have the money” is not a good enough excuse. Giving a legitimate reason will help maintain trust and make it easier for them to come up with a viable solution.

  2. A debt management plan is often suggested for those who are truly in more debt than they can pay. It involves negotiating with creditors to obtain lower interest rates and monthly payments. The credit counselor does this on your behalf, and once negotiations are complete, determines your total monthly payment and length of time it will take to pay everything off.


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