A simple guide for taking your first credit card

Starting with exchanging their goods continued with usage of money, “the history of human beings’ desire for shopping” reached the credit cards’ period. Nowadays, millions of people in the world use credit cards instead of money. If you’re looking for getting your first credit card, this could mean exciting times are ahead. But, firstly you have to pass the application process which seems to be the most important exam of your life. Once you decided to take credit card, there is a simple guide that

0 Credit Cards APR – Balance Transfer Credit Cards Can Reduce Fees

Is there really such a thing as 0 credit cards APR? There’s almost no such thing as free lunch but these advertisements by the credit card issuers are referring to the annual percentage rate (APR). 0 Credit Cards APR: Various Credit Card Deals Each credit card company has at least a few credit card offers that include 0% credit cards. Interest charges are non-existent for a certain period of time for the card holder. These credit cards are normally given to people that have excellent

Student Credit Cards – Do You Need One?

Credit cards are very popular among many households and business owners. That’w the credit card suppliers have been very creative and innovative to design different types of cards. Amongst those cards, there are cards designed specifically for students, the student credit cards. So, what is the difference with others? Actually, it is pretty much the same with other credit cards since they work the same ways for more or less same purposes. Besides that they are designed for students, there are 2 main differences: the

You Have No Credit History and Want to Start A Business? It’s Possible

You have these ideas and want to start your own business. The problem is that you don’t have credit history so that you think that it is challenging to get a business credit card. Most business owners know that having business credit card really help a lot in establishing their business. Every business owner agrees that it is important to keep personal finances separated from business’s finances. Besides being transparent on your business fund, it is important not to purchase personal stuff with business fund,

Understanding Your Credit score Rating

Would you mortgage cash to a pal should you knew that that they had a propensity for not paying their money owed? It is uncertain, and the identical rule applies when lenders think about loaning you cash for purchases like houses, vehicles and large ticket gadgets. It is true: your credit score rating stands between you and your subsequent main buy. The idea of credit score began again in 1956 with two males named Invoice Truthful and Earl Isaac. Truthful, a mathematician, and Isaac, an

Student credit card

Being a college student is one of the most exciting times for many people. You are now officially classified as an adult and for the first time in life, you experience freedom when you get away from your parents to attend college. Although it sometimes means endless partying and some studying to do, it is also a golden opportunity for you to build your credit score. One of the best ways you can do this is by getting one of the many student credit cards

Cards for bad credit

CREDIT CARDS FOR POOR CREDIT As you go through life, you are bound to experience some high and low moments. If during your low moment you skipped some payments that hurt your credit rating, it will take a lot of effort to rebuild your creditworthiness. If you are planning to get a new credit card, you will discover that it is difficult to get ordinary credit cards and you have to go for credit cards for bad credit. While it may sound bad, it is