How to end the long term credit card debts?

The Financial Conduct Authority (FCA) reported that 3.3 million people in the UK have long term credit card debts. In fact they are repaying less in principal than they are paying in interest and charges over a period of 18 months. According to the analyses of the FCA a customer with a £3,000 debt on a credit card with an annual percentage rate of 19% will be able to clear the debt within 20 years with paying as much in interest and charges as in

A simple guide for taking your first credit card

Starting with exchanging their goods continued with usage of money, “the history of human beings’ desire for shopping” reached the credit cards’ period. Nowadays, millions of people in the world use credit cards instead of money. If you’re looking for getting your first credit card, this could mean exciting times are ahead. But, firstly you have to pass the application process which seems to be the most important exam of your life. Once you decided to take credit card, there is a simple guide that


How do I become a credit card holder? What should I do to get a credit card? First you must be over 18 years old. Credit cards are widely used. Also, many people use credit cards. Almost every house has a credit card. Credit cards are very good due to their use and advantages. Before we own a credit card, we need to think carefully about why we should have a credit card. If we have credit cards, we will determine the most appropriate credit


The number of people who do not use credit cards is very small. People have increased the use of credit cards. People who want to buy credit cards should pay attention to some issues. There are some questions about credit cards that need to be known. People who do not use credit cards do so. Let’s review some basic questions about credit cards. How to use a credit card? The credit card is used instead of money in every purchase. When we shop by credit


We need cash in case the credit card is not valid. We do not always have the power to meet our cash needs. We can have trouble with cash when there are not some people to help. The best way to meet your cash needs is cash advance. Cash advance credit card. But you must agree with your bank for it. If you do not agree with cash advance, the bank will not give you money. You can get cash advance from the bank. You


Credit cards give us bonuses and installments. We can make new shopping with bonuses with credit cards. We pay by installments with credit card. We need to check the extra prizes that our credit cards give us often, because we have to check the campaigns at the expense of shopping with credit cards and in order to win these prizes on time. Thanks to our credit cards, the time we spend on shopping has decreased and the demand for online shopping has increased. Shopping has

Make the Use of Credit Card Rewards Program

 One of the most popular credit cards offers is that one with rewards. These days, it is not hard to find the credit rewards cards from different companies. Most major companies have been offering the rewards programs to their customers. Acting as intriguing offers, credit card rewards programs indeed show no setback in modern society. As interesting as it might be, many have the same problems when using credit card rewards programs. Not all people can redeem the points they earned. This can happen because

You Have No Credit History and Want to Start A Business? It’s Possible

You have these ideas and want to start your own business. The problem is that you don’t have credit history so that you think that it is challenging to get a business credit card. Most business owners know that having business credit card really help a lot in establishing their business. Every business owner agrees that it is important to keep personal finances separated from business’s finances. Besides being transparent on your business fund, it is important not to purchase personal stuff with business fund,

Get Rid of Credit Card Debt with Debt Consolidation

Credit card debt is a nightmare for many people across the country. Getting rid of credit card debt will not only give you peace of mind, but also allow you to reshape your future credit card goals. The fastest way to do this is by conducting debt consolidation. So, what is it actually? Debt consolidation is a process of someone to get one single loan to pay off all existing loans. In results, one should conduct one monthly payment and interest rate to debt consolidator.