A simple guide for taking your first credit card

Starting with exchanging their goods continued with usage of money, “the history of human beings’ desire for shopping” reached the credit cards’ period. Nowadays, millions of people in the world use credit cards instead of money. If you’re looking for getting your first credit card, this could mean exciting times are ahead. But, firstly you have to pass the application process which seems to be the most important exam of your life. Once you decided to take credit card, there is a simple guide that

0 Credit Cards APR – Balance Transfer Credit Cards Can Reduce Fees

Is there really such a thing as 0 credit cards APR? There’s almost no such thing as free lunch but these advertisements by the credit card issuers are referring to the annual percentage rate (APR). 0 Credit Cards APR: Various Credit Card Deals Each credit card company has at least a few credit card offers that include 0% credit cards. Interest charges are non-existent for a certain period of time for the card holder. These credit cards are normally given to people that have excellent