Credit Repair Firms: Can They Help?

Bad credit can haunt us for a long time. Late payments we made years ago can affect our chances of getting a loan or credit card now, and possibly for years to come. Many people face this dilemma, and that is why credit repair has become such a hot topic. The offers are enticing. For a few hundred dollars, or sometimes more, firms offer to erase bad entries from your credit report. But if it were that easy, wouldn’t more people be doing it? Unfortunately,

Bad Credit? Use Credit Cards for Bad Credit and Improve Your Credit Score

There are two types of credit cards for people with bad credit, which in the credit card industry is defined as anyone below a 625 credit beacon score. The first is known as a charge card. A charge card allows you to prepay an amount onto your card, and then you can charge up to the amount you have prepaid. At first, this may sound silly. Why not just pay cash? Well, these types of credit cards for bad credit will actually help re-build and

Prepaid Credit Cards Explained

Credit cards offer many benefits. One of the most obvious is that they allow us to enjoy a purchase now and pay for it later, either in full or in payments. In exchange for that, we pay interest on the outstanding balance. But what if we are interested in the other benefits of plastic and don’t want to pay interest? Sometimes we use credit cards as a matter of convenience. They make it possible to go shopping without a wallet full of cash. They also

The Types of Rewards Credit Card Available

There are lots of different rewards credit cards available so it definitely pays to do a bit of research into what’s available before you decide which one to apply for. To give you a better idea of the options, this article takes you through some of the different types of rewards credit card. Cash back/charity: One popular rewards credit card is the cash back card. This gives you cash back on your purchases (generally around 0.5% but sometimes more on certain products), which you can then

Compare Credit Cards Easily and Quickly

Iberiabank Visa® Gold Card No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in

Visa Cards – Compare Credit Card Offers

Compare Visa Cards and credit card offers and applications from major banks and issuers. Credit card comparisons have never been easier. Search credit card applications and offers and apply for the credit card offer of your choice by filling out a secure online credit card application. Credit card comparison made fast and easy! 40 Credit Card Offers Name APR Annual Fee Credit Options Southwest Airlines Rapid Rewards® Plus Credit Card Default 69.00 See Terms Apply Southwest Airlines Rapid Rewards® Plus Credit Card Credit Card Offer

Discover card

The Discover credit card made its world debut in 1985 when it was introduced by Sears. It quickly developed popularity in the competitive world of credit cards because it offered a cash back rewards that offered as much as one percent back on certain purchases, it had no annual fees, was the only card accepted by the United States Customs Service which meant it could be used to pay customs duty. In 1997 Discover credit card became a part of the Morley Stanwood empire when

American Express card

In the financial world, American Express or AMEX is one of the most widely renowned names. If you have a credit card in your wallet, chances are you own a credit card that has a VISA or MasterCard seal in it.8 MasterCard and VISA rely on partnerships from different banks in the world and do not issue a credit card of their own. What these companies do is they are simply selling their payment methods. MasterCard and VISA charge their partners a fee for using