Low interest credit

With increased competition in the credit card industry, companies are looking for all means to entice customers. In the recent past, low interest credit cards have become more common than they used to be a few years ago. They are as a result of credit card companies trying to outdo each other. If your credit score is good, you are likely to have received an invitation from a number of credit cards offering you 0 interest credit cards. Apart from the zero interest, the same

Business credit cards

Just like an individual, a business needs to build its credit score and ensure that it has a good rating. If a business gets a line of credit from a financial institution, it is important for it to make prompt payments to ensure its creditworthiness remains intact. A business credit card is a financial tool that a small business can use to make payments for utilities and stationary. For a business with a tight cash flow, the use of a business credits card can come

Best rewards credit cards

A credit card is a useful financial tool that will offer you a range of benefits. For one, it offers you security because you do not have to carry cash around. Further, you can also use a credit card to purchase an item you desire but cannot afford at the moment. Once you purchase it with the credit card, you can pay through easy monthly installments. There are many considerations to look at while choosing a credit card. One of them is your spending habits

Student credit card

Being a college student is one of the most exciting times for many people. You are now officially classified as an adult and for the first time in life, you experience freedom when you get away from your parents to attend college. Although it sometimes means endless partying and some studying to do, it is also a golden opportunity for you to build your credit score. One of the best ways you can do this is by getting one of the many student credit cards

Cards for fair credit

The level of financial knowledge is wanting for the majority of people. It seems that there is no school that offers a course on practical money management and most people have to learn as they move along. This must be the reason that the majority of people find themselves with a fair credit score. If you have a fair credit score, it simply means that your credit rating is not very good but neither is it bad. You usually make efforts to repay your credit

Secured credit card

If for some reason your creditworthiness has taken a hit, you need to take action to restore and rebuild your credit rating. With your credit rating being less than impressive, you may find it difficult to access finances from normal channels. If during this period you need to apply for a credit card, you may have to go for a secured credit card. This is a credit card that requires you to pay a deposit upfront. You also need to maintain your expenditure at around

Cards for bad credit

CREDIT CARDS FOR POOR CREDIT As you go through life, you are bound to experience some high and low moments. If during your low moment you skipped some payments that hurt your credit rating, it will take a lot of effort to rebuild your creditworthiness. If you are planning to get a new credit card, you will discover that it is difficult to get ordinary credit cards and you have to go for credit cards for bad credit. While it may sound bad, it is

Credit Card Applications

HOW TO GET A CREDIT CARD The biggest benefit of a credit card is that it helps you track your expenses. Because any purchases you make on the credit card are receipted, you can do an analysis and find out where you spend most of your money and take corrective action if need be. If you do not have a credit card yet either due to fear or for any other reason, you should apply for a credit card to start enjoying making easy and