Coupons and Groupon

Groupon ( is a great way to save money on restaurants, services, trips, etc.. Many merchants use Groupon to draw customers in, it is a great marketing idea which works for both you and the merchant. Savings up to 20% are fairly common although sometimes there some restrictions, so it is best to research and read the fine print to avoid surprises. Groupons are also a great way to try new restaurants, and in fact this is what restaurants’ goal in the first place, they

Money Saving and Travel tips

Travel is probably the most complex and expensive activity you will ever experience, and hopefully the most enjoyable, with plane tickets, car rentals, meals, hotels, local transportation, museums, parks, planning is essential, and searching for deals can save you quite a bit of money. Here are a few tips that will help you in money saving. Travel Date Schedule your trip during an off-peak season, plane tickets are less expensive and you will have more choices in choosing a hotel room, tourist attractions will be

How to get a low APR car loan

More often than usual, car dealers finance your car at a high interest rate, this is because they get a kick back from the lender or providing the loan, it is up to you to shop around for a better rate by going to your bank or a credit union, the process is a little more time consuming but no complicated, and it will save money in the short and long term. Some car dealerships provide in house financing at low interest rates, again do

Summer Fun: Have a Garage Sale

There are lots of fun things to do in the summer. We can go swimming, camp out and have neighborhood barbeques. And if you want to have fun and make money at the same time, you can have a garage sale. Bargain hunters love going to garage sales. Holding a garage sale is more difficult than shopping at one, but if you’re well organized and have a good attitude about it, it can be fun too. It feels good to get rid of the things

Generic Medications versus Branded Medications

There has long been confusion among patients and their families when the topic of generic versus name-brand or branded drugs comes into play. There are many people who are of the opinion that generic drugs are a lower quality version of branded drugs. This simply is not the case. Both types share the same quality, safety, strength and dosage. There are only two differences between the two. The price and the appearance. Price Difference – Generic versions of medications are normally much less expensive in

Healthy Food on a Small Food Budget

They say you are what you eat, and that’s pretty much true. If you eat unhealthy foods that are loaded with fat and sugar, you will be unhealthy. If you eat fresh, unprocessed, nutritious foods, you will be healthy. But when you’re on a budget, that notion tends to be passed over in favor of whatever is cheap. At first glance, eating healthy may seem terribly expensive. Fresh meats can tack a lot onto your grocery bill. And those exotic fruits you’ve always wanted to

Ten Tips on How to Save Money on Air Conditioning

Most of us look forward to summer. The warm, sunny weather has a way of putting a smile on one’s face. Sure, it gets hot outdoors, but we can always go inside and cool off courtesy of air conditioning. Air conditioning is nice, but it can cause your electric bill to skyrocket. In warm climates, as much as 70% of total electricity used can be attributed to air conditioning. So it pays to find ways to reduce the amount of time your air conditioner runs.

Beat the System and Save

Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service providers and utility companies are all in it to make money. Some are more aggressive than others in the pursuit of the almighty dollar, but they all need to turn a profit to survive. With costs rising everywhere, consumers have begun to search for ways to beat the system and save

Money-Saving Tips for Cell Phone Use

Not too long ago, cell phones were a luxury reserved for the rich and famous. Today, they’re everywhere. Many users consider them necessities, and they seem to go through withdrawal if they forget them at home or lose their signal. Anyone can survive without a cell phone. But they are very handy to have. They give us a way to communicate with friends and family from virtually anywhere, and to call for help in the event of an emergency. Those bills can add up in