How to end the long term credit card debts?

The Financial Conduct Authority (FCA) reported that 3.3 million people in the UK have long term credit card debts. In fact they are repaying less in principal than they are paying in interest and charges over a period of 18 months. According to the analyses of the FCA a customer with a £3,000 debt on a credit card with an annual percentage rate of 19% will be able to clear the debt within 20 years with paying as much in interest and charges as in

A simple guide for taking your first credit card

Starting with exchanging their goods continued with usage of money, “the history of human beings’ desire for shopping” reached the credit cards’ period. Nowadays, millions of people in the world use credit cards instead of money. If you’re looking for getting your first credit card, this could mean exciting times are ahead. But, firstly you have to pass the application process which seems to be the most important exam of your life. Once you decided to take credit card, there is a simple guide that

0 Credit Cards APR – Balance Transfer Credit Cards Can Reduce Fees

Is there really such a thing as 0 credit cards APR? There’s almost no such thing as free lunch but these advertisements by the credit card issuers are referring to the annual percentage rate (APR). 0 Credit Cards APR: Various Credit Card Deals Each credit card company has at least a few credit card offers that include 0% credit cards. Interest charges are non-existent for a certain period of time for the card holder. These credit cards are normally given to people that have excellent